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25 Most Affordable Online Schools for Doctoral Programs in Psychology in 2021

Psychology is one of the most fulfilling and interesting fields since it involves the study of each person’s behavior and the human mind. With affordable online doctoral programs in Psychology, many professionals will now have opportunities to return to school without compromising their personal and professional obligations. As the need for mental health professionals is increasing, the employment growth for this industry is promising.

In terms of learning format, completing a doctorate in Psychology doesn’t have to be complicated and daunting. With numerous affordable online programs available, completing an online doctoral program in Psychology is more convenient and easier than it was before. However, searching for a reputable and accredited doctorate program can be complex. It’s true, especially if you will be pursuing licensures that provide you with the credentials of becoming a licensed professional counselor.

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METHODOLOGY inscription on an office folder lying on a dark table with a flowerpot and flower on a light background

Like all doctorate students, we understand the value of choosing top-quality online doctoral programs in Psychology that are relatively inexpensive. Doctorate programs are typically costly, and finding the best, least expensive programs that meet your requirements can be a lot of work!

Our writers and research team at GradSchoolCenter.com scoured our sources to bring you the definitive list of the 25 Most Affordable Online Schools for Doctoral Programs in Psychology in 2021, featuring the Doctor of Philosophy (Ph.D.) and Doctor of Psychology (Psy.D.) program types.

In a nutshell, Psychologists with a Ph.D. gain training toward careers in teaching in the academia and practicing the profession in clinical settings. Psy.D. graduates, on the other hand, pursue straightforward professional practice of Psychology, without having to gain the skills for research or teaching careers.

A Doctor of Education in Psychology (Ed.D.) is another type of Psychology doctorate program for professionals pursuing careers in the areas of consultancy, instruction, or mentoring.

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These features characerize our 25 Most Affordable Online Schools for Doctoral Programs in Psychology in 2021:

  • Classes are delivered either 100% online or through the hybrid format to emphasize convenient and flexible doctorate education for adult learners,
  • Exposes students to internship opportunities and professional networks for career development purposes,
  • Comprehensive curricula and rigorous coursework and training to shape the most competent professionals with numerous career options and specializations,
  • Consistent inclusion in academic listings by industry-recognized resources,
  • Favorable feedback from students, highlighting a positive overall learning experience,
  • Financial assistance options for qualified students,
  • Online support and assistance, as well as access to virtual learning tools,
  • Accreditation and adherence to the highest academic standards.

Explore the country’s 25 Most Affordable Online Schools for Doctoral Programs in Psychology in 2021 using these page jumps:

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California Southern University
Liberty University
Regent University
Capella University
Touro University Worldwide
Grand Canyon University
Meridian University
Walden University
University of South Dakota
Fielding Graduate University
Oregon State University
California Coast University
Adler University
University of the Cumberlands
Endicott College
Central Michigan University
Keiser University
Loyola University of Chicago
Sofia University
Lesley University
Ashford University
Northcentral University
Alliant International University
Saybrook University
The Chicago School of Professional Psychology

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California Southern University

Online Doctor of Psychology

Costa Mesa, California

Tuition Fee: $545 per credit hour

California Southern University’s School of Behavioral Sciences offers an affordable online Doctor of Psychology program developed to provide the credentials and training to become a professional licensed clinical psychologist. The 66-credit hour doctorate program consists of four major components: core courses, elective courses, comprehensive examination, and doctoral project courses. Coursework completion is entirely online. Some of the core required courses that students will take include Psychopharmacology, Ethical and Professional Issues, Advanced Psychopathology, Physiological Psychology, and Advanced Theories of Personality. The online doctorate program has met the academic credentials for licensure in California; however, the requirements per state vary. For an internship, the program offers an optional course since it will depend on the student’s state requirements.

Types of Aid: Flexible Payment Plans and Transfer Credits

Admission Requirements: 

  • $75 application fee
  • Master’s degree
  • Application for admission
  • Official transcripts
  • Copy of a Government-Issued ID
  • Personal statement

Accreditation: The Western Association of Schools and Colleges Senior College and University Commission

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California Southern University offers one of the cheapest tuition fees for doctorate programs. As part of its advocacy, the university doesn’t offer any type of federal loan. Hence, it offers the cheapest possible tuition for a doctorate program, so there’s no need for students to accumulate too many debts after graduation.

Learn more about California Southern University’s Online Doctor of Psychology Program.

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Liberty University

Online Ph.D. in Counselor Education & Supervision

Lynchburg, Virginia

Tuition Fee: $595 per credit hour

Liberty University has an affordable online Ph.D. in Counselor Education and Supervision program that can be completed within four years of full-time study. The online CACREP-accredited doctorate program has courses that integrate a biblical overview while preparing students to become more proficient in counseling. Aside from coursework completion, the intensive program consists of a 9-credit hour dissertation, a 9-credit hour internship, and a 3-credit hour practicum. These programs provide students with additional work experience and network with other professionals in the industry. Before enrolling in the full program, students must first accomplish all applicable clinical prerequisites. They must complete required courses such as Advanced Group Counseling, Instruction in Counselor Education, Supervision & Consultation, Counseling Leadership & Advocacy, and Advanced Career Counseling.

Types of Aid: First Responder Discount, Military Tuition Discount, Small Business Discount, Transfer Student Scholarship, Corporate Tuition Assistance, Corporate Tuition Affiliates, Payment Plans, Military Benefits, Scholarships, Loans, and Grants

Admission Requirements: 

  • $50 application fee
  • Master’s degree
  • Application for admission
  • Official transcripts
  • Two letters of recommendation
  • Letter of Intent
  • Resume
  • Vignette response
  • Proof of English Proficiency

Accreditation: 

  • Council for Accreditation of Counseling and Related Educational Programs
  • Southern Association of Colleges and Schools Commission on Colleges
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Liberty University is one of the regulars when it comes to best value schools listing. Aside from affordable tuition rates, the university has numerous financial aid options for both undergraduates and graduates. Students can qualify for tuition discounts, corporation tuition assistance, and flexible payment plans.

Learn more about Liberty University’s Online Ph.D. in Counselor Education and Supervision Program

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Regent University

Online Ph.D. in Counseling & Psychological Studies with 11 Concentrations

Virginia Beach, Virginia

Tuition Fee: $675 per credit hour

Regent University offers an affordable online Ph.D. in Counseling & Psychological Studies program that has 11 concentrations. Students interested in pursuing this online doctorate program can either choose a concentration in addictions counseling, biblical counseling, grief counseling, human services counseling, human services for student affairs, international, life coaching, marriage & family ministry, pastoral counseling, research, and trauma & crisis counseling. All concentrations are taught by award-winning faculty. Ph.D. applicants must have a minimum of 3.5 GPA in the graduate-level coursework as well as a set of academic background questions for admission. Graduates must have a minimum of 51 credit hours for degree completion.

Types of Aid: Military and Veterans Benefits, Scholarships, Student Employment, Private Loans, Private Grants & Scholarships, Corporate Partnerships, Stafford Loans, Graduate PLUS Loans, Grants, Scholarships, and State Aid

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • $50 application fee
  • Minimum GPA of 3.5
  • Resume or CV
  • Academic Background Questionnaire
  • Unofficial transcripts
  • Graduate academic paper
  • Copy of Government-issued ID
  • Online interview

Accreditation: 

  • Southern Association of Colleges and Schools Commission on Colleges
  • American Psychological Association
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Another affordable online school in this list is Regent University. The university stays true to its commitment to providing more affordable and attainable education for every student. It offers several types of financial aid options to help students finance their studies until they graduate. For transfer credits, Regent University has a generous transfer policy, allowing students to transfer academic credits of a maximum of 90 credit hours.

Learn more about Regent University’s Ph.D. in Counseling & Psychological Studies Program.

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Capella University

Online Ph.D. in Psychology with Five Specializations

Minneapolis, Minnesota

Tuition Fee: $540 per credit hour

The Harold Abel School of Psychology at Capella University offers an affordable online Ph.D. in Psychology program that has five specializations. For students who prefer the General Psychology track, they can complete the program in Capella’s GuidedPath learning format. Through GuidedPath learning, students will have more structured learning in a cohort-based model. The instructors will set the schedule, and students will meet their deadlines accordingly. Other specializations under this doctorate program include Behavior Analysis, Developmental Psychology, Educational Psychology, and Industrial/Organizational Psychology. The same learning format applies to other specializations. For students pursuing a general track, they will complete courses such as Advanced Qualitative Analysis, Survey Construction and Administration, Research in Psychology, Program Evaluation, and Foundations of Theory and Practice for Doctoral Psychology Learners. For degree completion, students must complete a minimum of 104 credit hours.

Types of Aid: Military Benefits, Scholarships, Grants, Transfer Credits, Employer Benefits, Student Loans, and Federal Work-Study Programs

Admission Requirements: 

  • $50 application fee
  • Master’s degree
  • Application for admission
  • Official transcripts
  • Minimum GPA of 3.0

Accreditation: Higher Learning Commission

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With a little over $500 per credit hour, Capella University is one of the most affordable schools around Minnesota. Through the university’s GuidedPath learning, students will only pay for what they complete; therefore, tuition expenses vary by term or course load. Also, it has received recognition as the best value university from different school listings. Like other schools, completing the FAFSA requirements will help identify the right financial aid package for pursuing graduate studies at Capella University.

Learn more about Capella University’s Online Ph.D. in Psychology Program.

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Touro University Worldwide

Online Doctor of Psychology in Human and Organizational Psychology

Los Alamitos, California

Tuition Fee: $700 per credit hour

The affordable online Doctor of Psychology in Human and Organizational Psychology program at Touro University Worldwide is one of the most unique and attainable programs in this list. To graduate, students must complete 66 credit hours. Depending on the students’ level of commitment, they can complete their degrees within three years. Some of the unique aspects of this program include no residency requirements for graduation and no GRE for admission. 

It is completed entirely online; therefore, it’s one of the best options for adult learners. The program doesn’t have the educational credentials that lead to licensure; however, the coursework completion is aligned to prepare students for licensure examinations. For students who prefer a non-generalized track, they have the option to take the Organizational Leadership concentration instead. Core courses include Applied Cognitive Psychology, The Scholar-Practitioner Model, Applied Media Psychology, Applied Social Psychology, and Applied I/O Psychology.

Types of Aid: Employer Tuition Assistance, Grants, Military and Veterans Benefits, and Loans

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Minimum GPA of 3.4
  • Official transcripts
  • Two letters of recommendation
  • Doctoral Entrance Essay

Accreditation: WASC Senior College and University Commission

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Touro University Worldwide offers different loan options for students to help them pay for their education. For students who are active service members or have retired from service, they will enjoy special tuition discounts, scholarships, and other perks. For adult students, they can ask their employers if they offer tuition reimbursements for pursuing graduate programs.

Learn more about Touro University Worldwide’s Online Doctor of Psychology in Human and Organizational Psychology Program.

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Grand Canyon University

Online Doctor of Philosophy in General Psychology

Phoenix, Arizona

Tuition Fee: $695 per credit hour

Through its College of Doctoral Studies, Grand Canyon University has an affordable online Doctor of Philosophy in General Psychology program. The online doctoral program offers a concentration in Industrial and Organizational Psychology. In this 60-credit hour online doctorate program, students will complete required courses such as Psychology of Consulting and Coaching, History and Systems of Psychology, Qualitative Data Collection, and Management, Designing a Qualitative Study, and Principles of Personnel and Human Resource Management. The courses for this program generally have an 8-week duration except for dissertation courses. GCU’s coursework completion is primarily aimed toward non-traditional learners. Also, for students’ reference, the online doctorate program doesn’t lead to licensure.

Types of Aid: Grants, Scholarships, Military TA Benefits, Federal Loans, Private Loans, Forbearance and Deferment, Awards, Student Loans, Military and Veterans Benefits, and Payment Plans

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Official transcripts

Accreditation: Higher Learning Commission

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Without a doubt, Grand Canyon University remains one of the best value schools in the country. It offers top-quality undergraduate and graduate programs at affordable tuition rates. To supplement, GCU offers many financial aid options to help students save on tuition fees and other expenses.

Learn more about Grand Canyon University’s Online Doctor of Philosophy in General Psychology Program.

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Meridian University

Online Ph.D. in Psychology with 13 Concentrations

Petaluma, California

Tuition Fee: $676 per credit hour

Meridian University’s affordable online Ph.D. in Psychology program is designed to accomplish the academic requirements for licensure in the state of California, specifically for Psychologist, MFT licensures, and the state of California’s Licensed Professional Clinical Counselor. The online doctorate program offers 13 concentrations. These concentrations include Organizational Development, Somatic Psychology, Yoga and Psychology, Integral Psychology, Transpersonal Psychology, Depth Psychology, Clinical Psychology, Expressive and Movement Arts, Social Artistry, Transformative Learning, Health Coaching, Developmental Coaching, and Transformative Leadership. A total of six residencies are required to graduate from the program. Coursework completion is through the university’s online learning management system. Students will take courses 100% online in a flexible and asynchronous format. For residency requirements, they are required to attend a minimum of two weeklong residency programs per year. They will accomplish their residency at Meridian’s Bay Center and other facilities.

Types of Aid: Federal Direct Graduate PLUS Loans, Transfer Credits, Veterans Educational Benefits, Loans, Scholarships, External Aid, and Private Alternative Loans

Admission Requirements: 

  • $50 application fee
  • Master’s degree
  • Application for admission
  • Official transcripts
  • Three letters of recommendation
  • Personal statement
  • Writing sample
  • Resume or CV

Accreditation: WASC Senior College and University Commission

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With a diverse range of financial aid opportunities, Meridian University makes it possible to earn graduate degrees without accumulating a hefty amount of debt. Aside from the university’s standard admission requirements, students must first accomplish their requirements for FAFSA.

Learn more about Meridian University’s Online Ph.D. in Psychology Program.

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Walden University

Online Ph.D. in Psychology with Six Specializations

Minneapolis, Minnesota

Tuition Fee: $585 per credit hour

Walden University offers an affordable online Ph.D. in Psychology program that can be pursued with or without a master’s degree. Students can choose either the bachelor’s or master’s level entry. Both admissions have respective foundational psychology prerequisites, making it more accessible to students even without non-psychology-related degrees. The online doctorate program offers six specializations: Educational Psychology, Health Psychology, Social Psychology, Self-Designed, Teaching in Psychology, and Research in Psychology. Some of the specializations lead to professional licensures while others don’t have.

The university offers a fast-track option by allowing students to take additional courses per term. Aside from coursework completion, students will participate in face-to-face meetings and residencies. Teaching of Psychology, Lifespan Development, Themes and Theories of Psychology, Consulting for Organizational Change, and Culture and Psychology are some of the core required courses of this program. The online doctorate program consists of six major components: doctoral writing assessment, foundation course, core courses, research courses, completion of Doctoral Dissertation, and four Ph.D. residencies.

Types of Aid: Scholarships, Federal Direct Graduate PLUS Loans, Federal Direct Loans, State Grants, Federal Pell Grants, Payment Plans, Fellowships, and Military Tuition Benefits and Financial Assistance

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Unofficial and Official transcripts
  • Resume

Accreditation: Higher Learning Commission

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Walden University is another school on this list that is consistent for being one of the best value schools in the country. Regardless if you’re taking an undergraduate or graduate degree, Walden University offers one of the most affordable tuition fees in the country. The majority of students at the university have received some form of financial aid to finance their studies.

Learn more about Walden University’s Online Ph.D. in Psychology Program.

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University of South Dakota

Online Ph.D. in Psychology – Clinical Psychology 

Vermillion, South Dakota

Tuition Fee: $465.80 per credit hour

The University of South Dakota has an affordable online Doctor of Philosophy in Psychology program that requires 106 credit hours for the Clinical Psychology concentration. A Clinical/Disaster Psychology concentration is uniquely offered within the Clinical Psychology concentration that requires 118 credit hours for degree completion. Students in the Clinical Psychology program have a mandatory one-year pre-doctoral clinical psychology internship at an approved clinical facility or site. Each student must take a comprehensive written exam before admission to the final candidacy for the doctorate program. Before the internship, they must also complete an Oral Clinical Examination. The Clinical Psychology core courses include Clinical Supervision and Consultation, Clinical Psychopharmacology, Rural Community Psychology, Psychotherapy Techniques with Adults, and Vertical Clinical Team. An original dissertation is required for degree completion.

Types of Aid: Assistantships, Tuition Reduction, Scholarships, Loans, and Grants

Admission Requirements: 

  • $35 application fee
  • Master’s degree
  • Application for admission
  • Letters of recommendation
  • Official transcripts
  • Official test scores
  • Statement of purpose

Accreditation: 

  • Higher Learning Commission
  • American Psychological Association
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The University of South Dakota doesn’t only provide high-quality degrees to their students but also inexpensive tuition fees. At USD, it’s more affordable and attainable to earn graduate studies without breaking students’ budgets. With less than $500 per credit hour for doctorate studies, USD has one of the cheapest rates for this type of program. 

Learn more about the University of South Dakota’s Online Doctor of Philosophy in Psychology – Clinical Psychology Program.

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Fielding Graduate University

Online Ph.D. in Clinical Psychology

Santa Barbara, California

Tuition Fee: $9,700 per term

Fielding Graduate University’s School of Psychology offers an affordable online Ph.D. in Clinical Psychology program that can be earned in five to six years. Depending on the students’ preference, they can either complete the program in a synchronous and asynchronous format. The online general Clinical Psychology program has four areas of concentration: Forensic Psychology, Health Psychology, Neuropsychology, and Social Justice and Diversity. The rigorous doctorate program requires 179-semester credits for completion. Some of the core academic courses include Cognitive and Affective Bases of Behavior, Multicultural Psychology, Social Bases of Behavior, Legal, Ethical and Professional Practice, and Foundations of Doctoral Study.

Types of Aid: Federal Financial Aid, Student Loans, Monthly Payment Plans, Scholarships, Fellowships, Employer Education Benefits, Military/Veterans’ Benefits, Private Student Loans, and State Financial Aid Programs

Admission Requirements: 

  • $75 application fee
  • Master’s degree
  • Application for admission
  • Official transcripts
  • Minimum GPA of 3.0
  • Curriculum Vitae
  • Statement of purpose
  • Writing sample
  • Three letters of recommendation

Accreditation: 

  • American Psychological Association
  • WASC Senior College and University Commission
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With several financial aid opportunities, graduates at Fielding Graduate University will have the chance to complete their studies without breaking their wallets. Before receiving their suitable financial aid package, they must first submit their requirements for FAFSA. The accomplishment of FAFSA will identify the right type of financial aid they will receive.

Learn more about Fielding Graduate University’s Online Ph.D. in Clinical Psychology Program.

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Oregon State University

Online Ph.D. in Counseling

Corvallis, Oregon

Tuition Fee: $590 per credit hour

Oregon State University’s College of Education has an affordable online Ph.D. in Counseling program that receives accreditation from CACREP. All courses are delivered 100% online through the university’s Ecampus. As a Ph.D. student, you will participate in collaborative cohort-based learning. Each student is supervised by an advisor or faculty personnel throughout the program. Depending on the students’ commitment, the program can be completed within three to five years. Although it’s an online doctorate program, students will participate in face-to-face classes that occur only twice per quarter in a Friday to Saturday schedule at the university’s Portland campus. The curriculum of the program emphasizes counselor education, counselor supervision, and advanced practices. The rigorous program requires a minimum of 150 credit hours to graduate. Aside from the completion of coursework, students will accomplish 630 hours of the internship program. For admission to the program, a master’s program is a mandatory requirement for all Ph.D. applicants.

Types of Aid: Monthly Payment Plans, Grants, Federal and State Financial Aid, Scholarships

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Official transcripts
  • Resume
  • Personal statement
  • Minimum GPA of 3.0
  • Three letters of recommendation
  • Writing sample

Accreditation: 

  • Northwest Commission on Colleges and Universities
  • Council for Accreditation of Counseling and Related Educational Programs
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One of the most affordable online schools on our list is Oregon State University. Another worthy aspect of Oregon State is that its website offers a one-stop-shop for everything you need to know when it comes to your preferred program. For students who require financing options, the university also offers flexible payment plans that suit every student’s budget and capacity to pay for tuition.

Learn more about Oregon State University’s Online Ph.D. in Counseling Program.

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California Coast University

Online Doctor of Education in Educational Psychology

Santa Ana, California

Tuition Fee: $290 per credit hour

California Coast University’s affordable online Doctor of Education in Educational Psychology program requires 66 credit hours for graduation. The program consists of 17 courses consisting of three qualifying courses, four core courses, four specialization courses, and two research courses. Once all courses have been completed, students will take a comprehensive examination. Once they pass the comprehensive exam, they will complete the 2-credit hour proposal and 12-credit hour dissertation and oral defense requirement. Core required courses include Organizational Behavior and Adaptive Leadership, Analysis of Current Issues in Education, Legal Aspects of Education, and Public Policy.

Types of Aid: Flexible Payment Plans, Tuition Discounts, Veterans Education Benefits, and Employer Reimbursement

Admission Requirements: 

  • $75 application fee
  • Master’s degree
  • Application for admission
  • Official transcripts

Accreditation: Distance Education Accrediting Commission

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Just ranging below $500 per credit tuition, it’s more affordable and easier to earn doctorate studies at California Coast University. Aside from inexpensive tuition fees, the university allows students to supplement their ways to save tuition through several financial aid options. For students who are working, they can ask for their respective employers if they offer tuition reimbursements. Also, CCU offers affordable interest-free payment plans that are suitable for every student’s budget and preference.

Learn more about California Coast University’s Online Doctor of Education in Educational Psychology Program.

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Adler University

Online Doctor of Philosophy – Industrial and Organizational Psychology

Chicago, Illinois

Tuition Fee: $854 per credit hour

Despite it is delivered in a completely online format, the affordable online Doctor of Philosophy in Industrial and Organizational Psychology program offered at Adler University is a cohort-based model. The 90-credit hour program comes without a residency requirement, and Ph.D. applicants may accomplish a set of prerequisite coursework before enrolling in the full program.

Some of the courses to be accomplished include Advanced Statistics in I/O Psychology, Leadership and Management, Ethical, Legal and Professional Issues, Job and Task Analysis, Advanced Recruitment, Selection, and Placement. The university integrates a Social Justice Practicum in the online doctorate program. Through this practicum requirement, students must accomplish 200 hours of internship work that spans four terms. All Ph.D. applicants must have a master’s degree before admission to the program.

Types of Aid: Scholarships, Transfer Credits, Military Assistance and Veterans Education Benefits, Loans, Student Loan Financing Options, Alternative Loans, and Federal Work-Study Programs

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Minimum GPA of 3.0
  • Two letters of recommendation
  • Writing sample
  • Admissions interview
  • Official transcripts
  • Statement of intent

Accreditation: 

  • Higher Learning Commission
  • American Psychological Association
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Adler University offers many opportunities for students to finance their education. The school also accepts a generous amount of transfer credits. It’s one of the common ways for students to save on tuition expenses. Aside from that, Adler University offers financing options for paying student loans. Students who want to earn experience while completing their studies can apply for work-study programs at the university.

Learn more about Adler University’s Online Doctor of Philosophy in Industrial and Organizational Psychology Program.

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University of the Cumberlands

Online Ph.D. in Counselor Education & Supervision

Williamsburg, Kentucky

Tuition Fee: $400 per credit hour

The University of the Cumberland has an affordable online Ph.D. in Counselor Education & Supervision program that requires 66 credit hours for degree completion. This online program takes roughly three years to complete. It provides students with the opportunity to specialize in a specific area of concentration to tailor their program according to their needs. Concentrations include Leadership, Advanced Counseling, and Addiction. Each concentration requires 12 credit hours from the program. For Leadership Core Courses, students must take classes in Theories and Techniques of Clinical Supervision, Online Counseling and Supervision, Ethical and Legal Issues in Counselor Education and Supervision, Leadership & Advocacy in Professional Counseling, and Andragogy in Counselor Education and Supervision. As a culminating experience, students will complete a clinical internship and doctoral research project.

Types of Aid: Payment Plans, External Scholarships, Federal Work-Study Programs, Loans, Grants, and Unemployment Benefits

Admission Requirements:

  • Master’s degree
  • Minimum GPA of 3.5
  • NCE or NCMHCE scores
  • Writing sample
  • Two letters of recommendation
  • Resume
  • Interview

Accreditation: 

  • Southern Association of Colleges and Schools Commission on Colleges
  • The Council for Accreditation of Counseling and Related Educational Programs
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Students at the University of the Cumberland will pay less than $500 per credit for tuition in some doctorate-level studies. As a result, they will graduate from their programs with lesser debts, if any. The majority of students at Cumberland has been granted suitable financial aid package according to their status, need, and academic merit. To become qualified to receive financial aid, each student must first complete their requirements for FAFSA.

Learn more about University of the Cumberland’s Online Ph.D. in Counselor Education & Supervision Program.

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Endicott College

Beverly, Massachusetts

Tuition Fee: $6,750 per semester

Endicott College offers an affordable online Ph.D. in Applied Behavior Analysis program through its Van Loan School. Emphasizing human behavior, graduate students can accomplish this program completely online, providing them the flexibility and convenience they require. The curriculum of the program is divided into four major components, namely 24-credit hour core courses, 6-credit hour electives, 9-credit hour immersion experiences, and 21-credit hour additional requirements. The 60-credit hour online doctorate program has core courses such as Verbal Behavior and the Science of Human Behavior, Behaviorism and Philosophy of Science, Experimental Design & Analysis, Conditioning and Learning, and Professional and Ethical Issues in Behavior Analysis. 

Types of Aid: Grants, Scholarships, Federal and State Financial Aid, Loans, Student Employment Program, Payment Plans, and Federal Work-Study Programs

Admission Requirements: 

  • $50 application fee
  • Master’s degree
  • Application for admission
  • Resume or CV
  • Three letters of recommendation
  • Official transcripts
  • GRE/MAT scores
  • Personal statement
  • Writing sample
  • Admission interview

Accreditation: New England Commission of Higher Education

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Endicott College is one of the best value schools to offer an affordable doctorate program in a psychology-related study. To supplement their studies in terms of saving tuition, they have financial aid programs in scholarships, payment plans, and student employment programs. Federal work-study programs provide students with employment opportunities either on-campus or off-campus, allowing them to earn stipends.

Learn more about Endicott College’s Online Ph.D. in Applied Behavior Analysis Program.

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Central Michigan University

Online Ph.D. in School Psychology

Mount Pleasant, Michigan

Tuition Fee: $726 per credit hour

The affordable online Doctor of Philosophy in School Psychology program offered at Central Michigan University has received accreditation from the American Psychological Association. The APA-accredited doctorate program is designed on a scientist-practitioner model and focuses on the application of behavioral science. Students can complete their doctorate degrees in four years of rigorous academic preparation as well as field experience. It also includes a one-year full-time internship program. All Ph.D. applicants are expected to complete the program on a full-time basis. The program’s normal progress involves 9 to 12 credits of course load each semester. A minimum of six credit hours per semester is expected from students. Within a year of the online doctorate program, students must participate in a full-time residence at the university. A total of 106 semester hours is required for degree completion. Cognitive Psychology, Advanced Social Psychology, Behavior Therapy, Applied Multiple Regression, and Psychopathology has required courses under this program.

Types of Aid: Scholarships, Payment Plans, Tuition Waivers, Graduate Assistantships, Military, and Veterans Educational Benefits, Tuition Incentive Programs, Grants, Loan Repayment Plans, and Loans

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • $50 application fee
  • Personal statement
  • Official transcripts
  • Information Form
  • Three letters of recommendation
  • GRE scores

Accreditation: 

  • American Psychological Association
  • Higher Learning Commission
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Central Michigan University offers assistance to students who need help in terms of paying for their studies. Numerous tuition waivers and tuition incentive programs are offered at Central Michigan University to qualified students. Students can also apply for graduate assistantship programs to earn some form of an allowance to finance their studies. Similar to most schools, students must first submit complete requirements to FAFSA so they will qualify for financial aid.

Learn more about Central Michigan University’s Online Ph.D. in School Psychology Program.

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Keiser University

Online Ph.D. in Psychology

Fort Lauderdale, Florida

Tuition Fee: $29,576 per academic year

Keiser University’s affordable online Doctor of Philosophy in Psychology program is offered in two paths in prerequisites for major courses. For Path One, students can enroll in the program with a master’s degree, while Path Two is for students who only have a bachelor’s degree before enrollment. The program’s courses have an eight-week duration, and the majority of Ph.D. students will take one to two courses at a time. Students with a master’s degree must have 60 credit hours to graduate from the Ph.D. in Psychology program. For students with a baccalaureate degree, they must accomplish an additional 18 credit hours and a thesis completion to complete their master’s degree while admitted to the online doctorate program. Some of the core courses include Human Development, Cross-Cultural Methods of Tests and Measurements, Behavioral Neuroscience, Curriculum Design, and Theories of Learning and Motivation. Aside from coursework completion, students will complete two residency requirements within the program. As a culminating experience, all students must complete a doctoral dissertation in any area of study.

Types of Aid: Federal Grants, Military Benefits, State Grants, Federal Loans, Scholarships, and Federal Work-Study Programs

Admission Requirements: 

  • Bachelor’s or master’s degree
  • Application for admission
  • Unofficial and official transcripts
  • Two letters of recommendation
  • GRE/MAT scores
  • Resume

Accreditation: Southern Association of Colleges and Schools Commission on Colleges

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With a diverse range of financial aid options, Keiser University is one of the rare universities to offer an online doctorate program in psychology. For active-duty military, reserves, and veterans, Keiser University offers special tuition discounts and other perks to recognize their service towards the country. To qualify for financial aid, students should first accomplish their requirements for FAFSA.

Learn more about Keiser University’s Online Ph.D. in Psychology Program.

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Loyola University of Chicago

Online Ed.D. in School Psychology

Chicago, Illinois

Tuition Fee: $949 per credit hour

Loyola University Chicago has an affordable online Ed.D. in School Psychology program through Loyola Online. For Ph.D. applicants to be enrolled in this program, they must have a valid Professional Educator License in Illinois or a school psychology license from another state. Also, they must be qualified to earn licensure as a school psychologist in Chicago. The online doctorate program requires 72 credit hours for degree completion and discusses main subject areas, including family, school and community collaboration, statistics and research, and evidence-based interventions. All courses are delivered completely online.

Types of Aid: Scholarships, Grants, Loans, Student Employment, and Military and Veterans Educational Benefits

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Official transcripts
  • Letters of recommendation
  • GRE/GMAT scores

Accreditation: 

  • Higher Learning Commission
  • American Psychological Association
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One of the few universities offering this type of program in Illinois is Loyola University Chicago. To encourage students, the school offers plenty of financial aid options to fund their education. Through student employment programs, graduate students at LUC will have the opportunity to earn stipends to help them pay for their tuition fees. 

Learn more about Loyola University Chicago’s Online Ed.D. in School Psychology Program.

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Sofia University

Online Ph.D. in Transpersonal Psychology

Palo Alto, California

Tuition Fee: $950 per credit hour

Another low-residency program on this list is Sofia University’s online Doctor of Philosophy in Transpersonal Psychology program. To tailor students’ doctorate programs according to their field of interest, the program has four concentrations, namely Cognitive Psychology, and Neuroscience, Whole Systems Approach to Health and Wellbeing, Consciousness and Creativity Studies, and Applied Transpersonal Psychology in Business and Organizations. The 75-credit hour online doctorate program requires off-campus seminars in Northern California held two times per year. Before completing the program’s dissertation phase, students must accomplish three seminars. The online doctorate program has quarterly enrollment sessions for interested Ph.D. applicants. Also, students must take note that this doctorate program isn’t a clinical degree program.

Types of Aid: Military and Veterans Benefits, Scholarships, and Federal Student Loans

Admission Requirements: 

  • $50 application fee
  • Master’s degree
  • Official transcripts
  • Statement of purpose
  • Letters of recommendation
  • Faculty interview

Accreditation: WASC Senior College and University Commission

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Sofia University’s financial aid opportunities will help students to reduce the cost of their studies. For active-duty and retired service members, they will pay discounted tuition rates and enjoy other educational perks, including their spouses. For financing options, Sofia University offers a diverse range of student loans to help students pay for their tuition.

Learn more about Sofia University’s Online Ph.D. in Transpersonal Psychology Program.

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Lesley University

Online Ph.D. in Expressive Therapies

Cambridge, Massachusetts

Tuition Fee: $1,050 per credit hour

Lesley University proudly runs an online Doctor of Philosophy in Expressive Therapies program. It is a unique track that offers a non-traditional online doctorate in Psychology, a low-residency program that requires at least 45 credit hours for degree completion. Since it’s a low-residency format, students will only participate in a one 3-week summer residency in the university’s Cambridge campus for the first three years of their doctorate program. Between residencies, they will complete required courses through distance learning. For students’ fourth and final year, they will immerse themselves in an off-site and independent work on their doctorate dissertation. The curriculum of the program is structured by year. Each academic year has a 9-credit hour residency seminar, succeeded by two online 3-credit hour doctoral seminars.

Types of Aid: Student Employment, Scholarships, Grants, Tuition Discounts, Loans, and Payment Plans

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Certification or registration in expressive therapies modality
  • Three to five years of professional experience
  • Official transcripts
  • Three letters of recommendation
  • GRE/MAT scores
  • Written personal statement
  • Writing sample
  • Resume or CV
  • Interview

Accreditation: New England Commission of Higher Education

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Graduate students at Lesley University will enjoy tuition discounts if they have met specific criteria and requirements. The university also offers flexible payment plans that will cater to students’ status and capacity to pay for their tuition fees. For students who require financing options, they can apply for loan options that have respective limits regarding the amount to be borrowed.

Learn more about Lesley University’s Online Ph.D. in Expressive Therapies Program.

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Ashford University

Online Doctor of Psychology with Six Concentrations

San Diego, California

Tuition Fee: $1,082 per credit hour

Ashford University’s online Doctor of Psychology program provides students with the opportunity to choose one out of six concentrations. Concentrations include Sport and Performance Psychology, Mediation and Conflict Resolution, Industrial-Organizational Psychology, Health, and Wellness Psychology, Educational Leadership, and Criminology and Justice Studies. Regardless of which specialization to take, each requires 21 credit hours from the overall program. The online doctorate program consists of ten core required courses, seven specialization courses, and a capstone requirement. Each course has 6 to 9 weeks in length. Some of the courses to be taken include Psychology of Leadership, Biological Bases of Behavior, Adult Psychopathology & Treatment, Assessment Tools for Organizational Leadership, and Group Process & Group Leadership in Organizations. As a culminating requirement, students must complete the Applied Doctoral Project. Sixty-two credit hours are required for program completion.

Types of Aid: Military Tuition Grant, Payment Options, Scholarships, Employer Assistance, Education Partnerships, Federal Direct Loans, Direct Unsubsidized Loans, Grad PLUS Loans, and Grants

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Official transcripts
  • Minimum GPA of 3.0

Accreditation: Higher Learning Commission

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Ashford University helps graduate students to fund their studies through a diverse range of financial aid programs. A team of financial aid experts at the university assists students in their inquiries regarding types of financial aid and other related concerns.

Learn more about Ashford University’s Online Doctor of Psychology Program.

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Northcentral University

Online Ph.D. in Psychology with Eight Concentrations

San Diego, California

Tuition Fee: $1,131 per credit hour

Northcentral University has an web-based Doctor of Philosophy in Psychology program that offers eight specializations for students to choose from. The 60-credit hour online doctorate program has specializations in Addictions, General Psychology, Health Psychology, Mental Health Policy and Practice, Counseling Psychology, Psychology of Gender and Sexual Fluidity, Gerontology, Industrial-Organizational Psychology, Trauma and Disaster Relief, and Counseling Psychology. Regardless of the chosen specialization, this program doesn’t train and prepare students to become licensed professional counselors. Students pursuing the General Psychology specialization must accomplish 20 courses that will total 60 credit hours. For students in the I/O Psychology track, they can pursue a non-clinical internship program. On average, they can complete their degrees in 48 months. It’s a highly flexible online doctorate program, with start dates every Monday of the week. 

Types of Aid: Scholarships, Grants, Military and Veterans Benefits and Tuition Assistance, Tuition Assistance, Private Education Loan, and Payment Plans

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Official transcripts
  • Prerequisite courses (If applicable)

Accreditation: WASC Senior College and University Commission

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One of the many universities in California to offer doctorate degrees in psychology is Northcentral University. For students who want to pursue top-quality programs at the university, they can take advantage of its financial aid programs. To qualify, students must first complete their requirements for FAFSA. It’s the first step in determining a suitable financial aid package for each student.

Learn more about Northcentral University’s Onnline Ph.D. in Psychology Program.

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Alliant International University

Online Doctor of Psychology in Educational Psychology

San Diego, California

Tuition Fee: $1,144 per credit hour

The California School of Education at Alliant International University offers an online Doctor of Psychology in Educational Psychology program. It is a 50-credit hour program and requires a minimum of two years to earn, spanning 11 terms. The program is offered completely online and asynchronously, allowing students to tailor their degrees according to their schedules. Through this program, the university offers two tracks: the School Counseling track and the School Psychology track. Students who already have certification or licensure in school psychology can take the School Psychology while students who only have master’s degrees can choose the School Counseling track. The online doctorate program is an 8-week term program and is only available to accept Ph.D. applicants during Fall enrollment. Topics discussed in this program include School, Family and Community Relations, Psychology of Schooling, Psychopharmacology, Multicultural Counseling, and Leadership Supervision.

Types of Aid: Scholarships and Loan Forgiveness Programs

Admission Requirements: 

  • $65 application fee
  • Master’s degree
  • Application for admission
  • Minimum GPA of 3.0
  • Official transcripts
  • Resume or CV
  • Two letters of recommendation
  • Faculty interview
  • Essay
  • Personal statement

Accreditation:

  • WASC Senior College and University Commission
  • American Psychological Association
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Alliant International University offers scholarship programs and loan forgiveness options to students who are interested in pursuing a doctorate program in psychology with the school. With rare schools to offer such a program, graduates are guaranteed to have a top-quality and reputable program at Alliant.

Learn more about Alliant International University’s Online Doctor of Psychology in Educational Psychology Program.

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Saybrook University

Online Ph.D. in Psychology with Four Concentrations

Oakland, California

Tuition Fee: $1,275 per credit hour

Saybrook University’s online Ph.D. in Psychology program provides students with the opportunity to tailor their degrees according to their interests. They can choose one out of four concentrations, namely Psychophysiology, Existential, Humanistic, and Transpersonal Psychology, Creativity Studies, and Consciousness, Spirituality, and Integrative Health. The degree completion for full-time learners in the online doctorate program ranges from five to six years. Any hold or breaks in admission may significantly affect degree completion time. Despite its 100% online doctorate program, students have mandatory residential conferences to participate in San Francisco. A minimum of 66 academic credit hours is required for program completion. Some of the core psychology courses include Ethics, Spirit and Health Care, Foundations and Critique of Contemporary Psychology I and II, Dimensions of Creativity, History, and Systems of Psychology, Ethics, and Laws in Psychotherapy and Behavioral Science Research.

Types of Aid: Scholarships, Federal Loans, Veterans Benefits, Federal Work-Study Programs, and Tax Credits

Admission Requirements: 

  • Master’s degree
  • Application for admission
  • Personal statement
  • Resume or CV
  • One letter of recommendation
  • Official transcripts
  • Faculty interview

Accreditation: WASC Senior College and University Commission

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Saybrook University is one of the very few universities that offer a doctorate program in psychology. The good news for students who will pursue this rare doctorate-level program of study since the university offers different types of financial aid. Through its financing options, graduates at the university will have the opportunity to complete their degrees without acquiring too many debts.

Learn more about Saybrook University’s Online Ph.D. in Psychology Program.

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The Chicago School of Professional Psychology

Online Ph.D. in International Psychology

Chicago, Illinois

Tuition Fee: $1,537 per credit hour

The online Ph.D. in International Psychology program offered at the Chicago School of Professional Psychology takes approximately three to four years to earn. Through this online doctorate program, students can choose a specialization in Trauma Services for preparing them with the expertise and skills in developing prevention and preparedness training. The curriculum is divided into three major components: Self-Care Strategies in Humanitarian Efforts, Assessment of Psychosocial and Mental Health Reactions to Traumatic Stress, and Mental Health Interventions.

Aside from coursework completion, students participate in hands-on learning. As a result, they will accomplish two mandatory 9-day international Field Experiences at an international venue chosen by the program. They will participate in the Field Experience during their first and third year of the online doctorate program. For this program, students will stay in the destination country for a maximum of seven nights and have five to six days of full-time participation in the service-learning or field experience.

Types of Aid: Fellowships, Grants, Scholarships, Student Loans, Paid Employment, Institutional Aid, and Loan Repayment Programs

Admission Requirements: 

  • Master’s degree
  • $50 application fee
  • Application for admission
  • Resume or CV
  • Personal statement
  • Official transcripts
  • Preparatory coursework
  • GRE scores (optional)

Accreditation: 

  • WASC Senior College and University Commission
  • American Psychological Association
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With a variety of financial aid options, students who are interested in pursuing top-quality programs at the Chicago School of Professional Psychology will have the opportunity to complete their doctorate studies without paying a hefty amount of money for tuition expenses. Students interested in earning some form of stipend while studying can apply for fellowship programs and paid employment opportunities on-campus.

Learn the Chicago School of Professional Psychology’s Online Ph.D. in International Psychology Program.

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FAQ4
FAQ image

How long will it take to obtain an affordable online doctoral degree in Psychology program?

Completing a doctoral degree in Psychology generally takes longer compared to a master’s degree program. For a doctoral degree, students will usually complete their online doctoral degrees within six or seven years. Numerous factors will affect the length of the program, such as the level of students’ commitment. Doctoral degrees in Psychology such as the Ed.S. and Psy.D. Programs for school psychologists have fieldwork requirements to be completed. Students under this program will participate in internship programs, research work, or residency. Students graduate from the program at a later date.

Similar to other doctoral programs, accomplishing a dissertation is a mandatory requirement that requires full-time commitment and time to complete. Another factor that affects program duration is the number of transfer credits. Some online doctorate psychology programs accept a maximum number of transfer credits while some programs don’t.

If you are pursuing a cohort-based doctorate program, you will complete the program together with your colleagues. As a result, it’s faster to obtain your doctorate degrees in this format.

Also, take note, some programs have shorter durations but require a heavier course load, while some longer programs will divide the course load according to different terms. The latter offers students more time to learn and become proficient in their specialization.

In terms of completing your doctoral programs, some schools have an allotted timeframe limit to earning your programs. They usually allow students to complete their degrees within seven to eight years. If you require more time than necessary in completing your doctorate program, ensure that you consult first with your preferred school’s academic advisor. 

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What are the specializations available in a doctoral degree in Psychology program?

Since the type of degree will significantly impact your career, you should assess your personal and professional goals. Before anything else, you must identify the difference between doctorate degrees and available specializations for psychology programs.

Types of Degree:

  • Doctor of Education | Ed.D. A Doctor of Education in a Psychology program or a related field is suitable for professionals who want to pursue careers as consultants, teachers, and mentors in psychology.
  • Doctor of Philosophy | Ph.D. A Doctor of Philosophy in Psychology program is primarily aimed towards students who want to become proficient in psychology as a researcher or professor.
  • Doctor of Psychology | Psy.D. A Doctor of the Psychology program is suitable for students who want to pursue careers in clinical settings. Before choosing this type of degree, you should verify with respective state licensure programs since some programs of this kind don’t necessarily guarantee licensures.

Specializations:

For a doctorate in psychology, either graduate will complete a general track or a degree with a concentration of specific fields of study. That said, you can customize your program to align with your goals and interest. Some of the concentrations available under the doctorate in psychology program include:

  • Addiction Psychology
  • Applied Transpersonal Psychology
  • Clinical Psychology
  • Cognitive Psychology
  • Consciousness, Spirituality, and Integrative Health
  • Counselor Education and Supervision
  • Creativity Studies
  • Criminology and Justice Studies
  • Developmental Psychology
  • Educational Psychology
  • Forensic Psychology
  • Gender Diversity Studies
  • General Psychology
  • Gerontology
  • Health and Wellness Psychology
  • Health Psychology
  • Human and Organizational Psychology
  • Industrial Psychology
  • Marriage and Family Therapy
  • Media Psychology
  • Mediation and Conflict Resolution
  • Mental Health Policy and Practice
  • Neuropsychology
  • Neuroscience
  • Parent-Infant Mental Health
  • Research in Psychology
  • School Psychology
  • Social Justice and Diversity
  • Social Psychology
  • Sport and Performance Psychology
  • Transpersonal Education and Research
  • Trauma and Disaster Relief

Are there any professional organizations available for graduates with a doctoral degree in Psychology?

Yes, many professional organizations promote specific specializations in Psychology and fuel the motivation and interests of their members. Becoming a member of some specific organizations will become helpful in terms of searching for career opportunities as recent graduates and professional networking. Also, members can become more proficient and strengthen their credentials and skills through workshops, seminars, symposiums, and conferences. Students who are pursuing doctorate degrees in psychology will have the opportunity to explore learning resources, funding for their education, and find mentors by becoming a member in any of the psychology-related professional organizations:

  • American Board of Professional Psychology
  • American Psychiatric Association
  • American Psychological Association
  • Association for Psychological Science
  • National Association of School Psychologists
  • Society of Neuroscience
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