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The 25 Most Affordable Ph.D. in Psychology (Psy.D.) Grad School Programs

Written by Grad School Center Team We are a passionate team of experienced educators and advisors at GradSchoolCenter.com, dedicated to guiding students through their graduate education journey. Our experts, with advanced degrees across various disciplines, offer personalized advice, up-to-date program information, and practical insights into application processes.

Reviewed by David Krug David Krug is a seasoned expert with 20 years in educational technology (EdTech). His career spans the pivotal years of technology integration in education, where he has played a key role in advancing student-centric learning solutions. David's expertise lies in marrying technological innovation with pedagogical effectiveness, making him a valuable asset in transforming educational experiences. As an advisor for enrollment startups, David provides strategic guidance, helping these companies navigate the complexities of the education sector. His insights are crucial in developing impactful and sustainable enrollment strategies.

Updated: February 28, 2024, Reading time: 41 minutes

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Are you searching for the best and most affordable Ph.D. in Psychology graduate programs? We’ve got you covered! Psychology is one of the most fulfilling and interesting fields since it involves the study of each person’s behavior and the human mind.

With affordable online doctoral programs in Psychology, many professionals will now have opportunities to return to school without compromising their personal and professional obligations. As the need for mental health professionals is increasing, the employment growth for this industry is promising.

In terms of learning format, completing a doctorate in Psychology doesn’t have to be complicated and daunting. With numerous affordable online programs available, completing an online doctoral program in Psychology is more convenient and easier than it was before.

However, searching for a reputable and accredited doctorate program can be complex. It’s true, especially if you will be pursuing licensures that provide you with the credentials to become a licensed professional counselor.

Quick audio summary:

Overview:
Now, with the much-needed focus on maintaining good mental health, earning a Ph.D. in Psychology degree is a smart choice. As the industry grows, so will the demand for qualified personnel to fill positions. Affordable online doctoral programs are available making it easy to get started!


Methodology

Like all doctorate students, we understand the value of choosing top-quality online doctoral programs in Psychology that are relatively inexpensive. Doctorate programs are typically costly, and finding the best, least expensive programs that meet your requirements can be a lot of work!

Our writers and research team at GradSchoolCenter.com scoured our sources to bring you the definitive list of The 25 Most Affordable Ph.D. in Psychology Grad School Programs, featuring the Doctor of Philosophy (Ph.D.) and Doctor of Psychology (Psy.D.) program types.

In a nutshell, Psychologists with a Ph.D. gain training toward careers in teaching in academia and practicing the profession in clinical settings. Psy.D. graduates, on the other hand, pursue the straightforward professional practice of Psychology without having to gain the skills for research or teaching careers.

A Doctor of Education in Psychology (Ed.D.) is another type of Psychology doctorate program for professionals pursuing careers in the areas of consultancy, instruction, or mentoring.

Affordable Psych Doctorate fact 1

These features characterize our Most Affordable Ph.D. in Psychology Grad School Programs:

Ph.D. in Psychology (Psy.D.) programs provide students the chance to specialize in clinical and counseling psychology. Students pursuing the Psy.D. will gain the clinical experience and research skills necessary for a career in the field of psychology.

Grad School Center is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

Most Affordable Ph.D. in Psychology (Psy.D.) Grad School Programs

Regent University

Ph.D. in psychology

Virginia Beach, Virginia

Online Ph.D. in Counseling & Psychological Studies

Tuition Fee: $675 per credit hour

Regent University offers an affordable online Ph.D. in Counseling & Psychological Studies program that has 10 concentrations. Students interested in pursuing this online doctorate program can either choose a concentration in:

All concentrations are taught by award-winning faculty. Ph.D. applicants must have a minimum of 3.5 GPA in the graduate-level coursework as well as a set of academic background questions for admission. Graduates must have a minimum of 51 credit hours for degree completion.

Types of Aid:

Admission Requirements: 

Accreditation: 

Another affordable online school on this list is Regent University. The university stays true to its commitment to providing a more affordable and attainable education for every student. It offers several types of financial aid options to help students finance their studies until they graduate.

For transfer credits, Regent University has a generous transfer policy, allowing students to transfer academic credits for a maximum of 90 credit hours.

Learn more about Regent University’s Ph.D. in Counseling & Psychological Studies Program.


The Chicago School of Professional Psychology

Ph.D. in psychology

Chicago, Illinois

Online Ph.D. in International Psychology

Tuition Fee: $1,537 per credit hour

The online Ph.D. in International Psychology program offered at the Chicago School of Professional Psychology takes approximately three to four years to earn. Through this online doctorate program, students can choose a specialization in Trauma Services for preparing them with the expertise and skills in developing prevention and preparedness training.

The curriculum is divided into three major components:

Aside from coursework completion, students participate in hands-on learning. As a result, they will accomplish two mandatory 9-day international Field Experiences at an international venue chosen by the program.

They will participate in the Field Experience during their first and third year of the online Ph.D. in Psychology program. For this program, students will stay in the destination country for a maximum of seven nights and have five to six days of full-time participation in the service-learning or field experience.

Types of Aid:

Admission Requirements: 

Accreditation: 

With a variety of financial aid options, students who are interested in pursuing top-quality programs at the Chicago School of Professional Psychology will have the opportunity to complete their doctorate studies without paying a hefty amount of money for tuition expenses.

Students interested in earning some form of stipend while studying can apply for fellowship programs and paid employment opportunities on campus.

Learn the Chicago School of Professional Psychology’s Online Ph.D. in International Psychology Program.


Capella University

Ph.D. in psychology

Minneapolis, Minnesota

Online Ph.D. in Psychology

Tuition Fee: $540 per credit hour

The Harold Abel School of Psychology at Capella University offers an affordable online Ph.D. in Psychology program that has five specializations. Students who prefer the General Psychology track can complete the program in Capella’s GuidedPath learning format.

Through GuidedPath learning, students will have more structured learning in a cohort-based model. The instructors will set the schedule, and students will meet their deadlines accordingly.

Other specializations under this doctorate program include:

The same learning format applies to other specializations.

For students pursuing a general track, they will complete courses such as:

For degree completion, students must complete a minimum of 104 credit hours.

Types of Aid: Military Benefits, Scholarships, Grants, Transfer Credits, Employer Benefits, Student Loans, and Federal Work-Study Programs

Admission Requirements: 

Accreditation: Higher Learning Commission

With a little over $500 per credit hour, Capella University is one of the most affordable schools in Minnesota. Through the university’s GuidedPath learning, students will only pay for what they complete; therefore, tuition expenses vary by term or course load.

Also, it has received recognition as the best-value university from different school listings. Like other schools, completing the FAFSA requirements will help identify the right financial aid package for pursuing graduate studies at Capella University.

Learn more about Capella University’s Online Ph.D. in Psychology Program.


Touro University Worldwide

Ph.D. in psychology

Los Alamitos, California

Online Doctor of Psychology in Human and Organizational Psychology

Tuition Fee: $700 per credit hour

The affordable online Doctor of Psychology in Human and Organizational Psychology program at Touro University Worldwide is one of the most unique and attainable programs on this list. To graduate, students must complete 66 credit hours.

Depending on the student’s level of commitment, they can complete their degrees within three years. Some of the unique aspects of this program include no residency requirements for graduation and no GRE for admission. 

It is completed entirely online; therefore, it’s one of the best options for adult learners. The program doesn’t have the educational credentials that lead to licensure; however, the coursework completion is aligned to prepare students for licensure examinations.

For students who prefer a non-generalized track, they have the option to take the Organizational Leadership concentration instead. Core courses include:

Types of Aid: Employer Tuition Assistance, Grants, Military and Veterans Benefits, and Loans

Admission Requirements: 

Accreditation: WASC Senior College and University Commission

Touro University Worldwide offers different loan options for students to help them pay for their education. For students who are active service members or have retired from service, they will enjoy special tuition discounts, scholarships, and other perks.

For adult students, they can ask their employers if they offer tuition reimbursements for pursuing graduate programs.

Learn more about Touro University Worldwide’s Online Doctor of Psychology in Human and Organizational Psychology Program.


Grand Canyon University

Ph.D. in psychology

Phoenix, Arizona

Online Doctor of Philosophy in General Psychology

Tuition Fee: $695 per credit hour

Through its College of Doctoral Studies, Grand Canyon University has an affordable online Doctor of Philosophy in General Psychology program. The online doctoral program offers a concentration in Industrial and Organizational Psychology.

In this 60-credit-hour online doctorate program, students will complete required courses such as:

The courses for this program generally have an 8-week duration except for dissertation courses. GCU’s coursework completion is primarily aimed toward non-traditional learners. Also, for students’ reference, the online doctorate program doesn’t lead to licensure.

Types of Aid: Grants, Scholarships, Military TA Benefits, Federal Loans, Private Loans, Forbearance and Deferment, Awards, Student Loans, Military and Veterans Benefits, and Payment Plans

Admission Requirements: 

Accreditation: Higher Learning Commission

Without a doubt, Grand Canyon University remains one of the best-value schools in the country. It offers top-quality undergraduate and graduate programs at affordable tuition rates. To supplement, GCU offers many financial aid options to help students save on tuition fees and other expenses.

Learn more about Grand Canyon University’s Online Doctor of Philosophy in General Psychology Program.


Meridian University

Ph.D. in psychology

Petaluma, California

Online Ph.D. in Psychology

Tuition Fee: $676 per credit hour

Meridian University’s affordable online Ph.D. in Psychology program is designed to accomplish the academic requirements for licensure in the state of California, specifically for psychologists, MFT licensures, and the state of California’s licensed professional clinical Counselors.

The online doctorate program offers 13 concentrations. These concentrations include:

A total of six residencies are required to graduate from the program. Coursework completion is through the university’s online learning management system. Students will take courses 100% online in a flexible and asynchronous format.

For residency requirements, they are required to attend a minimum of two week-long residency programs per year. They will accomplish their residency at Meridian’s Bay Center and other facilities.

Types of Aid: Federal Direct Graduate PLUS Loans, Transfer Credits, Veterans Educational Benefits, Loans, Scholarships, External Aid, and Private Alternative Loans

Admission Requirements: 

Accreditation: WASC Senior College and University Commission

With a diverse range of financial aid opportunities, Meridian University makes it possible to earn graduate degrees without accumulating a hefty amount of debt. Aside from the university’s standard admission requirements, students must first accomplish their requirements for FAFSA.

Learn more about Meridian University’s Online Ph.D. in Psychology Program.


Walden University

Ph.D. in psychology

Minneapolis, Minnesota

Online Ph.D. in Psychology

Tuition Fee: $585 per credit hour

Walden University offers an affordable online Ph.D. in Psychology program that can be pursued with or without a master’s degree. Students can choose either the bachelor’s or master’s level entry.

Both admissions have respective foundational psychology prerequisites, making it more accessible to students even without non-psychology-related degrees.

The online doctorate program offers six specializations:

Some of the specializations lead to professional licensures, while others don’t.

The university offers a fast-track option by allowing students to take additional courses per term. Aside from coursework completion, students will participate in face-to-face meetings and residencies.

Some of the core required courses of this program are:

The online doctorate program consists of six major components:

Types of Aid: Scholarships, Federal Direct Graduate PLUS Loans, Federal Direct Loans, State Grants, Federal Pell Grants, Payment Plans, Fellowships, and Military Tuition Benefits and Financial Assistance

Admission Requirements: 

Accreditation: Higher Learning Commission

Walden University is another school on this list that is consistently for being one of the best-value schools in the country. Regardless if you’re taking an undergraduate or graduate degree, Walden University offers one of the most affordable tuition fees in the country.

The majority of students at the university have received some form of financial aid to finance their studies.

Learn more about Walden University’s Online Ph.D. in Psychology Program.


University of South Dakota

Ph.D. in psychology

Vermillion, South Dakota

Online Ph.D. in Psychology – Clinical Psychology 

Tuition Fee: $465.80 per credit hour

The University of South Dakota has an affordable online Doctor of Philosophy in Psychology program that requires 106 credit hours for the Clinical Psychology concentration. A Clinical/Disaster Psychology concentration is uniquely offered within the Clinical Psychology concentration that requires 118 credit hours for degree completion.

Students in the Clinical Psychology program have a mandatory one-year pre-doctoral clinical psychology internship at an approved clinical facility or site.

Each student must take a comprehensive written exam before admission to the final candidacy for the doctorate program. Before the internship, they must also complete an Oral Clinical Examination. The Clinical Psychology core courses include:

An original dissertation is required for degree completion.

Types of Aid: Assistantships, Tuition Reduction, Scholarships, Loans, and Grants

Admission Requirements: 

Accreditation: 

The University of South Dakota doesn’t only provide high-quality degrees to its students but also inexpensive tuition fees. At USD, it’s more affordable and attainable to earn graduate studies without breaking students’ budgets.

With less than $500 per credit hour for doctorate studies, USD has one of the cheapest rates for this type of program. 

Learn more about the University of South Dakota’s Online Doctor of Philosophy in Psychology – Clinical Psychology Program.


Fielding Graduate University

Ph.D. in psychology

Santa Barbara, California

Online Ph.D. in Clinical Psychology

Tuition Fee: $9,700 per term

Fielding Graduate University’s School of Psychology offers an affordable online Ph.D. in Clinical Psychology program that can be earned in five to six years. Depending on the student’s preference, they can either complete the program in a synchronous or asynchronous format. The online general Clinical Psychology program has four areas of concentration:

The rigorous doctorate program requires 179-semester credits for completion. Some of the core academic courses include:

Types of Aid: Federal Financial Aid, Student Loans, Monthly Payment Plans, Scholarships, Fellowships, Employer Education Benefits, Military/Veterans’ Benefits, Private Student Loans, and State Financial Aid Programs

Admission Requirements: 

Accreditation: 

With several financial aid opportunities, graduates at Fielding Graduate University will have the chance to complete their studies without breaking their wallets.

Before receiving their suitable financial aid package, they must first submit their requirements for FAFSA. The accomplishment of FAFSA will identify the right type of financial aid they will receive.

Learn more about Fielding Graduate University’s Online Ph.D. in Clinical Psychology Program.


Oregon State University

Ph.D. in psychology

Corvallis, Oregon

Online Ph.D. in Counseling

Tuition Fee: $590 per credit hour

Oregon State University’s College of Education has an affordable online Ph.D. in Counseling program that receives accreditation from CACREP. All courses are delivered 100% online through the university’s Ecampus. As a Ph.D. student, you will participate in collaborative cohort-based learning.

Each student is supervised by an advisor or faculty personnel throughout the program. Depending on the student’s commitment, the program can be completed within three to five years.

Although it’s an online doctorate program, students will participate in face-to-face classes that occur only twice per quarter in a Friday to Saturday schedule at the university’s Portland campus.

The curriculum of the program emphasizes counselor education, counselor supervision, and advanced practices. The rigorous program requires a minimum of 150 credit hours to graduate.

Aside from the completion of coursework, students will accomplish 630 hours of the internship program. For admission to the program, a master’s program is a mandatory requirement for all Ph.D. applicants.

Types of Aid: Monthly Payment Plans, Grants, Federal and State Financial Aid, Scholarships

Admission Requirements: 

Accreditation: 

One of the most affordable online schools on our list is Oregon State University. Another worthy aspect of Oregon State is that its website offers a one-stop shop for everything you need to know when it comes to your preferred program.

For students who require financing options, the university also offers flexible payment plans that suit every student’s budget and capacity to pay for tuition.

Learn more about Oregon State University’s Online Ph.D. in Counseling Program.


California Coast University

Ph.D. in psychology

Santa Ana, California

Online Doctor of Education in Educational Psychology

Tuition Fee: $290 per credit hour

California Coast University’s affordable online Doctor of Education in Educational Psychology program requires 66 credit hours for graduation. The program consists of 17 courses consisting of:

Once all courses have been completed, students will take a comprehensive examination. Once they pass the comprehensive exam, they will complete the 2-credit hour proposal, 12-credit hour dissertation, and oral defense requirement.

Core required courses include:

Types of Aid: Flexible Payment Plans, Tuition Discounts, Veterans Education Benefits, and Employer Reimbursement

Admission Requirements: 

Accreditation: Distance Education Accrediting Commission

Just ranging below $500 per credit tuition, it’s more affordable and easier to earn doctorate studies at California Coast University. Aside from inexpensive tuition fees, the university allows students to supplement their ways to save tuition through several financial aid options.

For students who are working, they can ask their respective employers if they offer tuition reimbursements. Also, CCU offers affordable, interest-free payment plans that are suitable for every student’s budget and preference.

Learn more about California Coast University’s Online Doctor of Education in Educational Psychology Program.


Adler University

Ph.D. in psychology

Chicago, Illinois

Online Doctor of Philosophy – Industrial and Organizational Psychology

Tuition Fee: $854 per credit hour

Despite it being delivered in a completely online format, the affordable online Doctor of Philosophy in Industrial and Organizational Psychology program offered at Adler University is a cohort-based model.

The 90-credit-hour program comes without a residency requirement, and Ph.D. applicants may accomplish a set of prerequisite coursework before enrolling in the full program.

Some of the courses to be accomplished include:

The university integrates a Social Justice Practicum in the online doctorate program. Through this practicum requirement, students must accomplish 200 hours of internship work that spans four terms. All Ph.D. applicants must have a master’s degree before admission to the program.

Types of Aid: Scholarships, Transfer Credits, Military Assistance and Veterans Education Benefits, Loans, Student Loan Financing Options, Alternative Loans, and Federal Work-Study Programs

Admission Requirements: 

Accreditation: 

Adler University offers many opportunities for students to finance their education. The school also accepts a generous amount of transfer credits. It’s one of the common ways for students to save on tuition expenses.

Aside from that, Adler University offers financing options for paying student loans. Students who want to earn experience while completing their studies can apply for work-study programs at the university.

Learn more about Adler University’s Online Doctor of Philosophy in Industrial and Organizational Psychology Program.


University of the Cumberlands

Williamsburg, Kentucky

Online Ph.D. in Counselor Education & Supervision

Tuition Fee: $400 per credit hour

The University of the Cumberland has an affordable online Ph.D. in Counselor Education & Supervision program that requires 66 credit hours for degree completion. This online program takes roughly three years to complete.

It provides students with the opportunity to specialize in a specific area of concentration to tailor their program according to their needs. Concentrations include:

Each concentration requires 12 credit hours from the program.

For Leadership Core Courses, students must take classes in:

As a culminating experience, students will complete a clinical internship and doctoral research project.

Types of Aid: Payment Plans, External Scholarships, Federal Work-Study Programs, Loans, Grants, and Unemployment Benefits

Admission Requirements:

Accreditation: 

Students at the University of Cumberland will pay less than $500 per credit for tuition in some doctorate-level studies. As a result, they will graduate from their programs with fewer debts, if any.

The majority of students at Cumberland have been granted suitable financial aid packages according to their status, need, and academic merit. To become qualified to receive financial aid, each student must first complete their requirements for FAFSA.

Learn more about the University of the Cumberland’s Online Ph.D. in Counselor Education & Supervision Program.


Endicott College

Ph.D. in psychology

Beverly, Massachusetts

Online Ph.D. in Applied Behavior Analysis

Tuition Fee: $6,750 per semester

Endicott College offers an affordable online Ph.D. in Applied Behavior Analysis program through its Van Loan School. Emphasizing human behavior, graduate students can accomplish this program completely online, providing them the flexibility and convenience they require.

The curriculum of the program is divided into four major components, namely 24-credit hour core courses, 6-credit hour electives, 9-credit hour immersion experiences, and 21-credit hour additional requirements.

The 60-credit-hour online doctorate program has core courses such as:

Types of Aid: Grants, Scholarships, Federal and State Financial Aid, Loans, Student Employment Programs, Payment Plans, and Federal Work-Study Programs

Admission Requirements: 

Accreditation: New England Commission of Higher Education

Endicott College is one of the best value schools to offer an affordable doctorate program in a psychology-related study. To supplement their studies in terms of saving tuition, they have financial aid programs in scholarships, payment plans, and student employment programs.

Federal work-study programs provide students with employment opportunities either on-campus or off-campus, allowing them to earn stipends.

Learn more about Endicott College’s Online Ph.D. in Applied Behavior Analysis Program.


Liberty University

Ph.D. in psychology

Lynchburg, Virginia

Online Ph.D. in Counselor Education & Supervision

Tuition Fee: $595 per credit hour

Liberty University has an affordable online Ph.D. in Counselor Education and Supervision program that can be completed within four years of full-time study. The online CACREP-accredited doctorate program has courses that integrate a biblical overview while preparing students to become more proficient in counseling.

Aside from coursework completion, the intensive program consists of a 9-credit hour dissertation, a 9-credit hour internship, and a 3-credit hour practicum.

These programs provide students with additional work experience and network with other professionals in the industry. Before enrolling in the full program, students must first accomplish all applicable clinical prerequisites. They must complete required courses such as:

Types of Aid: First Responder Discount, Military Tuition Discount, Small Business Discount, Transfer Student Scholarship, Corporate Tuition Assistance, Corporate Tuition Affiliates, Payment Plans, Military Benefits, Scholarships, Loans, and Grants

Admission Requirements: 

Accreditation: 

Liberty University is one of the regulars when it comes to the best-value schools listing. Aside from affordable tuition rates, the university has numerous financial aid options for both undergraduates and graduates.

Students can qualify for tuition discounts, corporation tuition assistance, and flexible payment plans.

Learn more about Liberty University’s Online Ph.D. in Counselor Education and Supervision Program


Central Michigan University

Ph.D. in psychology

Mount Pleasant, Michigan

Online Ph.D. in School Psychology

Tuition Fee: $726 per credit hour

The affordable online Doctor of Philosophy in School Psychology program offered at Central Michigan University has received accreditation from the American Psychological Association. The APA-accredited doctorate program is designed on a scientist-practitioner model and focuses on the application of behavioral science.

Students can complete their doctorate degrees in four years of rigorous academic preparation as well as field experience. It also includes a one-year full-time internship program.

All Ph.D. applicants are expected to complete the program on a full-time basis. The program’s normal progress involves 9 to 12 credits of course load each semester.

A minimum of six credit hours per semester is expected from students. Within a year of the online doctorate program, students must participate in a full-time residence at the university. A total of 106 semester hours is required for degree completion.

Required courses in this program are:

Types of Aid: Scholarships, Payment Plans, Tuition Waivers, Graduate Assistantships, Military, and Veterans Educational Benefits, Tuition Incentive Programs, Grants, Loan Repayment Plans, and Loans

Admission Requirements: 

Accreditation: 

Central Michigan University offers assistance to students who need help paying for their studies. Numerous tuition waivers and tuition incentive programs are offered to qualified students at Central Michigan University.

Students can also apply for graduate assistantship programs to earn some form of allowance to finance their studies. Similar to most schools, students must first submit complete requirements to FAFSA so they will qualify for financial aid.

Learn more about Central Michigan University’s Online Ph.D. in School Psychology Program.


Keiser University

Ph.D. in psychology

Fort Lauderdale, Florida

Online Ph.D. in Psychology

Tuition Fee: $29,576 per academic year

Keiser University’s affordable online Doctor of Philosophy in Psychology program is offered in two paths in prerequisites for major courses. For Path One, students can enroll in the program with a master’s degree, while Path Two is for students who only have a bachelor’s degree before enrollment.

The program’s courses have an eight-week duration, and the majority of Ph.D. students will take one to two courses at a time. Students with a master’s degree must have 60 credit hours to graduate from the Ph.D. in Psychology program.

Students with a baccalaureate degree must complete an additional 18 credit hours and a thesis completion to complete their master’s degree while admitted to the online doctorate program. Some of the core courses include:

Aside from coursework completion, students will complete two residency requirements within the program. As a culminating experience, all students must complete a doctoral dissertation in any area of study.

Types of Aid: Federal Grants, Military Benefits, State Grants, Federal Loans, Scholarships, and Federal Work-Study Programs

Admission Requirements: 

Accreditation: Southern Association of Colleges and Schools Commission on Colleges

With a diverse range of financial aid options, Keiser University is one of the rare universities to offer an online doctorate program in psychology. For active-duty military, reserves, and veterans, Keiser University offers special tuition discounts and other perks to recognize their service to the country.

To qualify for financial aid, students should first accomplish their requirements for FAFSA.

Learn more about Keiser University’s Online Ph.D. in Psychology Program.


Loyola University of Chicago

Ph.D. in psychology

Chicago, Illinois

Online Ed.D. in School Psychology

Tuition Fee: $949 per credit hour

Loyola University Chicago has an affordable online Ed.D. in School Psychology program through Loyola Online. For online Ph.D. in Psychology applicants to be enrolled in this program, they must have a valid Professional Educator License in Illinois or a school psychology license from another state.

Also, they must be qualified to earn licensure as a school psychologist in Chicago.

The online doctorate program requires 72 credit hours for degree completion and discusses the main subject areas, including:

All courses are delivered completely online.

Types of Aid: Scholarships, Grants, Loans, Student Employment, and Military and Veterans Educational Benefits

Admission Requirements: 

Accreditation: 

One of the few universities offering this type of program in Illinois is Loyola University Chicago. To encourage students, the school offers plenty of financial aid options to fund their education.

Through student employment programs, graduate students at LUC will have the opportunity to earn stipends to help them pay for their tuition fees. 

Learn more about Loyola University Chicago’s Online Ed.D. in School Psychology Program.


Sofia University

Ph.D. in psychology

Palo Alto, California

Online Ph.D. in Transpersonal Psychology

Tuition Fee: $950 per credit hour

Another low-residency program on this list is Sofia University’s online Doctor of Philosophy in Transpersonal Psychology program. To tailor students’ doctorate programs according to their field of interest, the program has four concentrations, namely:

The 75-credit-hour online doctorate program requires off-campus seminars in Northern California held two times per year. Before completing the program’s dissertation phase, students must attend three seminars.

The online doctorate program has quarterly enrollment sessions for interested Ph.D. applicants. Also, students must take note that this doctorate program isn’t a clinical degree program.

Types of Aid: Military and Veterans Benefits, Scholarships, and Federal Student Loans

Admission Requirements: 

Accreditation: WASC Senior College and University Commission

Sofia University’s financial aid opportunities will help students to reduce the cost of their studies. For active-duty and retired service members will pay discounted tuition rates and enjoy other educational perks, including their spouses.

For financing options, Sofia University offers a diverse range of student loans to help students pay for their tuition.

Learn more about Sofia University’s Online Ph.D. in Transpersonal Psychology Program.


Lesley University

Ph.D. in psychology

Cambridge, Massachusetts

Online Ph.D. in Expressive Therapies

Tuition Fee: $1,050 per credit hour

Lesley University proudly runs an online Doctor of Philosophy in Expressive Therapies program. It is a unique track that offers a non-traditional online doctorate in Psychology, a low-residency program that requires at least 45 credit hours for degree completion.

Since it’s a low-residency format, students will only participate in a one three-week summer residency on the university’s Cambridge campus for the first three years of their doctorate program. Between residencies, they will complete required courses through distance learning.

For students’ fourth and final year, they will immerse themselves in off-site and independent work on their doctorate dissertation. The curriculum of the program is structured by year. Each academic year has a 9-credit hour residency seminar, succeeded by two online 3-credit hour doctoral seminars.

Types of Aid: Student Employment, Scholarships, Grants, Tuition Discounts, Loans, and Payment Plans

Admission Requirements: 

Accreditation: New England Commission of Higher Education

Graduate students at Lesley University will enjoy tuition discounts if they have met specific criteria and requirements. The university also offers flexible payment plans that will cater to students’ status and capacity to pay for their tuition fees.

For students who require financing options, they can apply for loan options that have respective limits regarding the amount to be borrowed.

Learn more about Lesley University’s Online Ph.D. in Expressive Therapies Program.


The University of Arizona Global Campus

The University of Arizona Global Campus

San Diego, California

Online Doctor of Psychology

Tuition Fee: $1,082 per credit hour

The University of Arizona Global Campus’ online Doctor of Psychology program provides students with the opportunity to study a myriad of topics, including:

Regardless of which specialization to take, each requires 21 credit hours from the overall program. The online doctorate program consists of ten core required courses, seven specialization courses, and a capstone requirement. Each course is 6 to 9 weeks in length.

Some of the courses to be taken include:

As a culminating requirement, students must complete the Applied Doctoral Project. Sixty-two credit hours are required for program completion.

Types of Aid: Military Tuition Grant, Payment Options, Scholarships, Employer Assistance, Education Partnerships, Federal Direct Loans, Direct Unsubsidized Loans, Grad PLUS Loans, and Grants

Admission Requirements: 

Accreditation: Higher Learning Commission

The University of Arizona Global Campus helps graduate students to fund their studies through a diverse range of financial aid programs. A team of financial aid experts at the university assists students in their inquiries regarding types of financial aid and other related concerns.

Learn more about the University of Arizona Global Campus’ online Master of Arts in Psychology degree program.


National University

San Diego, California

Online Ph.D. in Psychology

Tuition Fee: $1,131 per credit hour

National University has a web-based Doctor of Philosophy in Psychology program that offers eight specializations for students to choose from. The 60-credit hour online doctorate program has specializations in:

Regardless of the chosen specialization, this program doesn’t train and prepare students to become licensed professional counselors. Students pursuing the General Psychology specialization must accomplish 20 courses that will total 60 credit hours.

For students in the I/O Psychology track, they can pursue a non-clinical internship program. On average, they can complete their degrees in 48 months. It’s a highly flexible online doctorate program, with start dates every Monday of the week. 

Types of Aid: Scholarships, Grants, Military and Veterans Benefits and Tuition Assistance, Tuition Assistance, Private Education Loan, and Payment Plans

Admission Requirements: 

Accreditation: WASC Senior College and University Commission

One of the many universities in California that offer doctorate degrees in psychology is National University. For students who want to pursue top-quality programs at the university, they can take advantage of its financial aid programs.

To qualify, students must first complete their requirements for FAFSA. It’s the first step in determining a suitable financial aid package for each student.

Learn more about the National University’s Online Ph.D. in Psychology Program.


California Southern University

Ph.D. in psychology

Costa Mesa, California

Online Doctor of Psychology

Tuition Fee: $545 per credit hour

California Southern University’s School of Behavioral Sciences offers an affordable online Doctor of Psychology program developed to provide the credentials and training to become a professional licensed clinical psychologist. The 66-credit-hour doctorate program consists of four major components:

Coursework completion is entirely online.

In this online Ph.D. in Psychology program, some of the core required courses that students will take include:

The online doctorate program has met the academic credentials for licensure in California; however, the requirements per state vary. For an internship, the program offers an optional course since it will depend on the student’s state requirements.

Types of Aid: Flexible Payment Plans and Transfer Credits

Admission Requirements: 

Accreditation: The Western Association of Schools and Colleges Senior College and University Commission

California Southern University offers one of the cheapest tuition fees for doctorate programs. As part of its advocacy, the university doesn’t offer any type of federal loan.

Hence, it offers the cheapest possible tuition for a doctorate program, so there’s no need for students to accumulate too many debts after graduation.

Learn more about California Southern University’s Online Doctor of Psychology Program.


Alliant International University

Ph.D. in psychology

San Diego, California

Online Doctor of Psychology in Educational Psychology

Tuition Fee: $1,144 per credit hour

The California School of Education at Alliant International University offers an online Doctor of Psychology in Educational Psychology program. It is a 50-credit hour program and requires a minimum of two years to earn, spanning 11 terms.

The program is offered completely online and asynchronously, allowing students to tailor their degrees according to their schedules.

Through this program, the university offers two tracks: the

Students who already have certification or licensure in school psychology can take the School Psychology while students who only have master’s degrees can choose the School Counseling track.

The online doctorate program is an 8-week term program and is only available to accept Ph.D. applicants during Fall enrollment. Topics discussed in this program include:

School, Family, and Community Relations

Types of Aid: Scholarships and Loan Forgiveness Programs

Admission Requirements: 

Accreditation:

Alliant International University offers scholarship programs and loan forgiveness options to students who are interested in pursuing a doctorate program in psychology with the school. With schools that rarely offer such a program, graduates are guaranteed to have a top-quality and reputable program at Alliant.

Learn more about Alliant International University’s Online Doctor of Psychology in Educational Psychology Program.


Saybrook University

Ph.D. in psychology

Oakland, California

Online Ph.D. in Psychology

Tuition Fee: $1,275 per credit hour

Saybrook University’s online Ph.D. in Psychology program provides students with the opportunity to tailor their degrees according to their interests. They can choose one out of four concentrations, namely:

The degree completion for full-time learners in the online doctorate program ranges from five to six years. Any hold or breaks in admission may significantly affect degree completion time. Despite its 100% online doctorate program, students have mandatory residential conferences to participate in San Francisco.

A minimum of 66 academic credit hours is required for program completion. Some of the core psychology courses include:

Types of Aid: Scholarships, Federal Loans, Veterans Benefits, Federal Work-Study Programs, and Tax Credits

Admission Requirements: 

Accreditation: WASC Senior College and University Commission

Saybrook University is one of the very few universities that offer a doctorate program in psychology. The good news for students who will pursue this rare doctorate-level program of study is that the university offers different types of financial aid.

Through its financing options, graduates at the university will have the opportunity to complete their degrees without acquiring too many debts.

Learn more about Saybrook University’s Online Ph.D. in Psychology Program.


Frequently Asked Questions

How long will it take to obtain an affordable online Doctoral degree in Psychology program?

Completing a doctoral degree in Psychology generally takes longer compared to a master’s degree program. For a doctoral degree, students will usually complete their online doctoral degrees within six or seven years. Numerous factors will affect the length of the program, such as the level of students’ commitment.

Doctoral degrees in Psychology such as the Ed.S. and Psy.D. Programs for school psychologists have fieldwork requirements to be completed. Students under this program will participate in internship programs, research work, or residency. Students graduate from the program at a later date.

Similar to other doctoral programs, accomplishing a dissertation is a mandatory requirement that requires full-time commitment and time to complete. Another factor that affects program duration is the number of transfer credits. Some online Ph.D. in Psychology programs accept a maximum number of transfer credits, while some programs don’t.

If you are pursuing a cohort-based doctorate program, you will complete the program together with your colleagues. As a result, it’s faster to obtain your doctorate degree in this format.

Also, take note that some programs have shorter durations but require a heavier course load, while some longer programs will divide the course load according to different terms. The latter offers students more time to learn and become proficient in their specialization.

In terms of completing your doctoral programs, some schools have an allotted timeframe limit to earning your programs. They usually allow students to complete their degrees within seven to eight years. If you require more time than necessary to complete your doctorate program, ensure that you consult first with your preferred school’s academic advisor.

Affordable Psych Doctorate fact 3

What are the specializations available in a Doctoral degree in Psychology program?

Since the type of degree will significantly impact your career, you should assess your personal and professional goals. Before anything else, you must identify the difference between doctorate degrees and available specializations for psychology programs.

Types of Degree:

Specializations:

With an online Ph.D. in Psychology, students will complete a general track or a degree with a concentration in specific fields of study. That said, you can customize your program to align with your goals and interests. Some of the concentrations available under the doctorate in psychology program include:

Are any professional organizations available for graduates with a doctoral degree in Psychology?

Yes, many professional organizations promote specific specializations in Psychology and fuel the motivation and interests of their members. Becoming a member of some specific organizations will become helpful in terms of searching for career opportunities as recent graduates and professional networking.

Also, members can become more proficient and strengthen their credentials and skills through workshops, seminars, symposiums, and conferences. Students who are pursuing doctorate degrees in psychology will have the opportunity to explore learning resources, funding for their education, and find mentors by becoming a member of any of the psychology-related professional organizations:

Psy.D. - fact 2

Why is a Doctorate degree important in Psychology?

A doctorate degree is important in psychology for multiple reasons. Firstly, it provides you with a higher level of knowledge and skills, so you are able to take on more responsibility, provide better patient care, and help your patients achieve more meaningful psychological growth.

With a doctorate, you are also able to provide clinical supervision, consult with organizations, teach in universities, and conduct research.

Furthermore, many positions in psychological fields (including clinical psychology, counseling psychology, school psychology, and even industrial/organizational psychology) require you to hold a doctorate degree.


Key Takeaways

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